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Join Cross River’s Afolabi Ogunnaike, Strategic Initiatives Director, and Marcarena Valdez, Senior Business Development Lead for Cards & Accounts for our upcoming webinar, “FinTech for Financial Inclusion: Empowering the Unbanked and Underbanked.” Afolabi and Macarena will explore innovative FinTech solutions bridging gaps in financial access. Discover how technology transforms banking for marginalized communities, fostering economic empowerment and inclusion. Don’t miss the insights that can shape a more inclusive financial landscape.


Afolabi Ogunnaike is the Director of Strategic Initiatives at Cross River. He leads teams to execute enterprise-wide projects that enhance the bank’s performance. He previously was part of the Business Strategy &Operations team focused on building a suite of Digital Assets products.

Earlier in his career, Afolabi held strategy roles at McKinsey & Company and USAA. He started his career as a chemical engineer and holds degrees from Cornell University and the University of Texas at Austin.


Macarena Valdez is Senior Business Development Lead for Cards & Accounts at Cross River. Macarena began her Cross River journey in March 2022 and has been instrumental in leading all business development efforts for Card Issuing and Deposit Accounts. Prior to joining Cross River, Macarena was at TMX Finance where she held positions from General Manager to District Director of Operations.

At Cross River, Macarena played a pivotal role as the business development lead on the development of a secured card designed to assist cardholders in building credit. Additionally, Macarena led Relationship Sales Training and Product Sales Enablement for her region at TMX Finance and is an alumna of Our Lady of the Lake University.